CALL US:
772.564.8322

Personal Trainer Insurance in Chipley, Panama City, FL and Throughout the Pan Handle

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. Desoto-Moulton Insurance agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Our Locations

Vero Beach Office

948 20th Street
Vero Beach, FL 32960
Main office: 772-564-8322

Arcadia, FL Office

243 N. Brevard Ave
Arcadia, FL 34266
Main office: 863-494-2242

Chipley, FL Office

1314 Jackson Ave
Chipley, FL 32428
Main office: 850-547-2161

Coral Gables, FL Office

770 Ponce De Leon Blvd, STE 130
Coral Gables, FL 33134
Main office: 305-446-5800

Lakeland, FL Office

2411 US Hwy 98 N
Lakeland, FL 33805
Main office: 863-687-7137

Rockledge Office

2025 Murrell Rd, Ste 130
Rockledge, FL 32955
Main office: 321-441-3615

Sarasota, FL Office

5483 Fruitville Road
Sarasota, FL 34232
Main office: 941-366-3322

Our Providers

Smart and Professional are the two words that describe this group. The entire staff is exceptional at what they do & knowledgeable in the industry.
Brittany A
I have had my homeowner's insurance with The Moulton Agency for 6 or 7 years now, and I stick with them because of their great customer service. Whenever a company raises my rates, they cheerfully help me find a new company with the lowest rates. I have gotten quotes from other offices to compare, but Moulton always comes through with the best product. They are very friendly and professional. I am happy to recommend them!
Sandra M
Very satisified recieved the untimate respect and care from the staff. They were the cheapest best quality insurance.
Jackie R
I do appreciate the customer service and how Krystal explained all my questions so I did understand the insurance process. It not easy for me to change from one insurance company to another and your company made it easier.
Maria G H
Anytime in my dealing with The Moulton Agency has always been great! Everyone there has always answered all of my questions and more. They all are friendly and very helpful. I have been with them along time and will continue to do so.EVERYONE should have an Insurance Company that!
Cynthia O
Great rates and excellent customer service! These ladies and gentleman know their stuff! Very pleased with the way they handled all 3 of my personal policies.
Jackie B
Excellent experience! Great customer service!
Stephanie B